John P. Cadman's

www.california-homestore.com

January 2004

55 Ways To Save Money At Home

11 High Cost Home Inspection Traps You Should Know About Before Listing Your For Sale

Inside This Issue

Home Care Corner:
55 Ways to Save Money At Home


Court Rejects Government Definition of Navigable Waters


Did you win the Client of the Month Award?


San Diego Market Watch


2004 Legislative Change Highlights


Courtesy of :
John Cadman
Realty Executives &
San Diego Financial
5850 Avenida Encinas
Carlsbad, CA. 92008

760.214.7268
jp@summitic.com

    Windows bring light, warmth, and beauty into buildings and give a feeling of openness and space to living areas. They can also be major sources of heat loss in the winter and heat gain in the summer. However, when properly selected and installed, windows can help minimize a home's heating, cooling, and lighting costs. This information describes one option-- energy-efficient windows--available for reducing a home's heating and cooling energy requirements.
Controlling Air Leaks
When air leaks around windows, energy is wasted. Energy is also transferred through the centers, edges, and frames of windows.

for the complete story, click here...

Mortgage Rate Watch
December, 2003

Week30 YR Fixed 15 YR Fixed 1 YR ARM
Dec.  46.02%+.6pts.5.36%+.6pts3.77%+.6pts
Dec.115.88%+.7pts.5.24%+.6pts.3.77%+.6pts.
Dec.185.82%+.7pts.5.14%+.7pts.3.77%+.7pts.
Dec.275.81%+.7pts.5.13%+.6pts.3.73%+.5pts.

courtesy of www.freddiemac.com

San Diego Market Watch

December 2003 Sales Report

courtesy of Sandicor, Inc. MLS - Monthly Sales Report.  Includes all property classes: Residential (detached & attached), Mobile Homes, Lots/Acreage, Income 2-4 units.